The success of a generation can be simply defined. Did you leave the world in a better place than you found it? Who better to deliver our message than the next generation itself? A 9-year-old girl became our spokesperson for the year-long campaign, where she posed some thought-provoking questions about the future. We believe that planning for tomorrow should not only focus on ensuring financial security; but about doing things correctly, and doing them for good.
That means finding sustainable solutions to the unique challenges we face to create lasting value which empowers individuals to live their best lives possible. As a natural progression to our year-old campaign, we created a series of visual ads that talk to the planet, as a whole, and how we can build a better world for those who inherit it.
Sometimes we take for granted that all schools have the necessary essentials that these learners need; however, this is not the case. In the hope of trying to change this, we created the Shop for Good initiative as part of our Blue Ladder School programme. Everyone counts. And every child educated is a success that not only benefits our economy, but the generations to come. To raise awareness of this initiative, we designed a way for everyone to help by giving South Africans the best kind of retail therapy — the chance to shop for good.
Scientists believe that the first person to live to has already been born. But what does that mean? How does one even plan for a future that long? Planning for the future is tricky.
Each episode explored how someone could live up to and what the financial, social and personal impact of living that long may look like.
In fact, the day coincided with the annual Future and Seniors Leaders conference, too. So, we created a film featuring babies born on our big day, shot in hospitals around the country. The ad was filmed, finished and flighted in just 16 hours — just in time for the celebration conference. For over a century, Sanlam has seen the potential in Africa, knowing all the greatness it holds.
We put our words into action and showed our commitment to potential. We continue to believe in putting our people first, putting the continent first and creating opportunities to build lasting legacies. You may be trying to access this site from a secured browser on the server. Please enable scripts and reload this page.
Welcome to our weekly newsletter, where we summarise the key market developments over the last seven days. Please navigate to a service or product page and add the document to your brochure to continue.
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We hope you find this useful. About us. Who we are. As Wealthsmiths, we use our expertise to craft relevant financial products and services to help you meet your financial goals. What we do. Ultimately, we deliver financial peace of mind to individuals, business and charities by protecting and growing their wealth.
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Sanlam Wealth Edge Investment
Despite its name, the OTS is about more than simplification, and the Chancellor is thought to be considering CGT as a means of raising money in the wake of the Covid crisis. Market Outlook. Equity prices have recovered from the lows in March — a remarkable comeback amid so much uncertainty.
But high valuations mean less opportunity for future returns and more risk for investors, so where do we go from here? Beset by ultra-low rates, many investors are questioning the value of maintaining allocations to traditional fixed income instruments.
Against this backdrop, Peter Doherty offers insight into how active, non-traditional fixed income strategies offer the ability to deliver secure, positive real returns over the medium term, even in the event of modest interest rate increases. Most diversified portfolios will have some exposure to commercial property, but with Covid causing landlords of offices and shopping outlets to endure unpaid rent, and a great deal of uncertainty around future demand, should this be under review?
Find out more. Log in to your account Sanlam Connect. Our holistic wealth management centre, for clients using our portfolio management services. Valuation information for advisers and clients with investment accounts other tax efficient wrapper. Online valuations, documents and secure messaging for clients using our financial planning services.
Real-time information and valuations for advisers with clients using our investment services. Real-time information about your investments e. I select an option I am new to investing have investments am a financial adviser. I am interested in all I news services insights all. Your brochure. Your Pages. Name your brochure.Losing your income may have been out of your control, but the next steps you take are — and they could dictate your future financial health.
Sherwin Govender, Business Development Manager at Glacier by Sanlam, suggests five things to consider before you cash in on your pension fund. Retirement savings are your money — but they belong to you when you retire. Not having enough retirement savings means you will need to find income-generating employment after you retire.
You can only cash out your pension fund if you withdraw from the pension fund, in other words, when you resign or lose your job.
Losing your job and retiring, however, are two different scenarios:. In the table below is an example of the financial outcomes of three people, Chris, Thandi and Dave, who all lost their jobs and withdrew money from their pension funds. Investigate debt counselling or consolidation before dipping into any of your savings or investments. A debt management programme will help you create a debt repayment plan that gets you back onto a healthy financial path.
Sanlam offers free debt management assistance; visit our Credit Profile page for more details. Seek financial advice from an accredited financial planner to guide you through difficult financial times. You may be trying to access this site from a secured browser on the server. Please enable scripts and reload this page. Turn on more accessible mode.
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SP 2 Products. Investment Process. Get expert financial advice A financial planner can help you make the most of what you have - contact us today.Sanlam - Transactions to enhance growth, B-BBEE
Contact Us Email. Sanlam Life Insurance is a licensed financial service provider. Download PDF.With years of private wealth management experience, the Sanlam financial planners and wealth managers can advise you on where to invest your money. Taking into account your current circumstances and goals, we can advise you on suitable products, providers and asset classes so that make the most of your money.
Sanlam Private Wealth offers high net worth clients a personalised range of services including wealth management, portfolio management, stockbroking and fiduciary and tax services and has been voted the top wealth management company in South Africa according to Business Day's Investors Monthly annual survey. For more on Private Wealth, visit www. Glacier by Sanlam brings together leading experts and respected financial services companies to offer an expansive range of wealth management services, including insurance, financial planning, retirement and investments.
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Cashing In Your Pension Fund
If you die, we pay your dependants an income. Find out what Life Insurance you need. The investment that comes with every Indie policy - at no extra cost. Find out what Life Insurance you need, based on your needs. Life Insurance sucks. So we're making it better, here's how. Introducing the team that brought you innovative cover, the Wealth Bonus, financial freedom and more. Every premium you pay goes towards your future. Your Wealth Bonus grows with your premiums and with the market.
Over the years, those contributions really add up and so does the growth. Grab the cash and spoil yourself or, even better, leave it invested and let it grow even more.
Your full Wealth Bonus, unlocks at age 70 - with years of growth. Use it as a retirement income booster, or to realise a lifelong dream. Enter your age and the monthly premium you'd like to pay or what you're currently paying for life insurance to see how your Wealth Bonus can grow. We want to invest as much into your Wealth Bonus as we can in you for as long as possible, but Wealth Bonus does cost us more as our clients get older.
Projected future value is based on assumed premium and investment growth patterns. These amounts are for illustration only and not guaranteed. Only Sanlam Indie gives you an investment that creates wealth while you insure yourself.
Everything you need to know about the Wealth Bonus - including payouts, the impact of claims and more. Sanlam Indie is a digital-first insurer, so we use smarter technology to give everyone a more personalised, accurate premium.We hope to return to Iceland someday and we will be using your services again.
The entire holiday was perfect from the moment I booked the tour with Nordic Visitor up to the time we left. All the information was very helpful and the car and guesthouses were all perfect. There was only one small issue during the trip that was resolved very quickly and did not take away from the wonderful experience. It was a perfect holiday. My daughter and I loved your country and it was enhanced by a well thought out and planned holiday by Nordic Visitor.
I already provided your contact information to three other people, so far. Wonderful experience and I plan on coming back one day and seeking assistance from Nordic Visitor. Thank you for providing an excellent holiday with every detail planned out and anticipated.
Erla Sonja was wonderful to work with and was always available to answer questions and make changes quickly. Even when she went on holiday, Thordis took over and assisted me the same day I requested a change. This is the best holiday I have been on so far and it was definitely because of the excellent service and attention to detail that Nordic Visitor provided. This trip far surpassed my expectations. What a beautiful country AND we got lucky and saw the Northern Lights on our second to last day.
This tour allows for the freedom to go at your own pace while the Nordic Visitor guidebook aptly suggests an itinerary that is worth following. We were not disappointed at all. The convenience of not having to research places to stay was the reason that we used Nordic Visitor, for I would not have known where to begin to book guesthouses in some of the remote areas in Southern Iceland.
Hilmar was fantastic - always a prompt email response away - which was another level of convenience that made travelling to a foreign country that much easier. After seeing the photos that we took, I have already recommended Nordic Visitor to three friends just in case they decide to visit. I can't say enough nice things about my experience with the company. Planning for Iceland was always going to be an issue for my partner and I due to our rather hectic work schedules, fortunately Nordic Visitor took care of everything for us.
It started with a quote that ended up being cheaper than three other competitors we had contacted, for pretty much exactly the same hotels and services. They were very good at tweaking parts of the trip to cater for our needs and went the extra mile in making sure all was the way we wanted it to be. The planning which we received prior to departure, and again on arrival, was thorough and easy to comprehend.
Times, schedules and information provided was all well documented and meant we had little to do in the run up to our trip. We had opted for the self-drive full circle tour of the island and thanks to all the information could easily plan our days.
The only downside is you do not realise until in Iceland how slow going from A to B can be. The 1 road is certainly not your average motorway, so you need to give yourself plenty of time to get places. It may be a bit confusing to novices who hope to see everything listed in the information booklets. We were particularly happy about the customer care. Although we are a very self sufficient couple, use to tackling more treacherous terrains, it was really nice that Nordic Visitor took time to check-in with us to see that all was going to plan.